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VCJPA provides coverage to members in the areas of bodily injury, property damage, personal injury, and public officials' errors and omissions through pooled sharing of losses.

Workers' Compensation

VCJPA provides workers' compensation and employer's liability coverage for its members up to $500,000 per occurrence for the employer's liability and statutory for workers' compensation.


The all-risk property program covers the members' buildings, building contents, and vehicles parked on the members' premises.

Auto Physical Damage Program

This pooled program provides coverage for district-owned vehicles, trailers, and watercraft.

Employment Practices Liability

Optional coverage available to members covering Employment Practices Liability exposures and providing tailored loss prevention services and training.

Business Travel Accident Program

Optional group purchased insurance providing Life and Accidental Death and Dismemberment (AD&D) coverage for business related travel.

Employee Assistance Program

Optional coverage through Halcyon EAP. The EAP provides employees of member districts with benefits including clinical counseling and life management services.

Alliant Crime Insurance Program

Optional program covering loss of money, securities, and other property resulting from dishonest acts of an employee or failure of a covered employee to perform duties as prescribed by law.

Program Resources

Alliant Property Insurance Program Cyber Coverage Documents - Beazley Best Practices and Alliant Deadly Weapons Response Program